September 25th, 2012 at 11:42 am    
As we age simple everyday routines may become difficult to perform, including driving. The advanced technologies we see in vehicles are not just for convenience or to make our latest phone compatible with our vehicle's sound system, but to keep drivers alert and safe. The Hartford and Massachusetts Institute of Technology (MIT) reported the top ten safety technologies for vehicles that are useful for all drivers behind the wheel, but especially for those aged 50 and older.
The majority of these top technologies are systems that produce a warning or awareness to drivers, the top ten are:
- Smart headlights
- Emergency response systems
- Reverse-monitoring systems
- Blind-spot warning systems
- Lane departure warning systems
- Vehicle stability control
- Parking assist systems
- Voice-activated systems
- Crash-mitigation systems
- Drowsy driver alerts
These safety alerts can address several issues drivers face as they age, including impaired vision during nighttime driving. It has been reported that 1 out of 4 mature drivers is concerned about their vision while driving at night. The safety feature that address this issue are the smart headlights, which are equipped with “camera-like technology in the front of a vehicle that automatically adjust the intensity and range of the beam based oncoming traffic,” (The Hartford, MIT List Top 10 Car Safety Technologies, John Pirro, Online Auto Insurance News,http://news.onlineautoinsurance.com/consumer/car-insurance-safety-technologies-98104). These headlights are not only supposed to help illuminate better, but also reduce glare.
For drivers who have a reduced range of motion and/or reaction time, the blind-spot warning system is great for alerting drivers when an object enters their blind spots. When low mobility is a concern, repositioning to face the rear of the vehicle when backing may also prove to be a challenge. That's where reverse monitoring cameras come in handy which allow drivers to see what is behind them on a screen implanted into the dashboard.
Although some of these technologies may take some time to get acquainted with initially, the assistance these systems provide are worth the adjustment. Beyond the safety these features provide they can also alter a driver's attitude so reported MIT's Age Lab with 65% of drivers over the age of 50 reporting that the latest technologies in their vehicles made them feel more confident, (The Hartford, MIT List Top 10 Car Safety Technologies, John Pirro, Online Auto Insurance News).
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September 18th, 2012 at 2:59 pm    
Michigan gas prices have been skyrocketing, with the average price a gallon this Monday rising to $4.01, the highest it has been so late in the summer since back in 2008. However, relief is on its way in the form of winter weather as gas stations will begin to use winter-grade fuels.
Gas prices are expected to decrease as soon as this week as stations begin the switch. In New York it's already been trading for 20 cents less. As Philip Verleger sees it, founder of PKVerleger, “we're going to see lower gasoline demand. We always do at this time of year. It's nothing reflecting economic slowdown; it's the seasonal downturn,” (High gas prices in Michigan likely to dip shortly with switch to winter grade, Frank Witsil, Detroit Free Press, http://www.freep.com/article/20120918/BUSINESS06/309180049/High-gas-prices-likely-dip-shortly-switch-winter-grade).
Michiganders have been hit hard by gas prices, ranking as one of the 10 states to reach more than $4; it holds the eighth highest in the U.S. To give Michigan consumers an idea of how much prices have inflated this time around AAA compared the current price of $4.01 to last week's $3.97, then last month's at $3.93, and further back to last year's average of $3.73, (High gas prices in Michigan likely to dip shortly with switch to winter grade, Frank Witsil, Detroit Free Press).
Weather is a huge factor when it comes to the pricing of gas; the reason for the recent jump in price was due to Hurricane Isaac. Even though some dread it, our Michigan winter will be helpful by saving us a few bucks when we fill up during the colder months.
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September 13th, 2012 at 3:00 pm    
The Make Roads Safe is a coalition that is creating awareness and taking action on preventing road accident fatalities around the world. Founded in 2006 the campaign is funded by the FIA foundation, which is a UK registered charity (No: 1088670) that strives for international road safety.
The campaign was started to help bring awareness to global world safety to civilians to protect, but also to politicians to gain support and funding to prevent future fatalities. The statistics below on global accident injuries and fatalities illustrate the need for funding:
- Every six seconds someone is killed or seriously injured on the road.
- 1000 people under the age of 25 die every day as a result of a road accident.
- There are 1.3 million deaths a year due to road accidents.
- 50 million people around the world are injured as a result of a road crash.
- Road accidents are the leading cause of death for young people 10-24 globally.
(Make Roads Safe-The Campaign for Global Road Safety, Issues, http://www.makeroadssafe.org/about/Pages/Issues.aspx).
To give a visual to the numbers below is a graph from the Population Reference Bureau from 2002 illustrating the number of deaths in thousands globally by age and sex.
What can be done? The suggested solutions:
- Managing risk exposure with land-use.
- Planning and designing roads for safety.
- Providing visible, crashworthy, and smart vehicles.
- Setting road and safety rules, securing compliance, and improving transport policy.
(Road Traffic Accidents Increase Dramatically Worldwide, Heidi Worley, Population Reference Bureau,
How can you help?
- Sign it! Add your name to the call for a Sustainable Development Goal on safe and sustainable mobility.
- Join the online campaigning community, and have a voice. During the UN Global Road Safety Week be sure to report any intersections or roads that are not safe for pedestrians and take pictures.
- Purchase a Zenani band to show your support for the cause and in memory of those lost due to road accidents. All proceeds will go towards helping fund for road safety projects in developing countries to keep children safe when crossing. (Zenani Mandela, Nelson Mandela's great granddaughter was killed in a car accident at the age of 13 on June 19, 2010. Her family has created The Zenani Campaign, an initiative in support of the UN's Decade of Action for Road Safety.)
- Be that change and show your support by being safe on the road.
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September 6th, 2012 at 4:22 pm    
As the hope for a prosperous economy continues the auto industry reports it has seen a brighter future with a 20% sales increase this month compared to last year's.
Back in August 2011 12.26 million vehicles had been sold whereas come August of this year the total stands at 14.52 million. The reason for a 20% jump is linked to consumers who avoided buying a new car back in 2008 due to the financial crisis.
Those who have seen the biggest increase in sales have been Toyota and Honda. With two natural disasters cutting Japanese supply in 2011 both companies had a huge comeback with 188,520 vehicles sold, a 46% increase for Toyota, and 131,321, a 60% increase for Honda, (US auto sales jump 20 percent in August
http://www.thenews.com.pk/Todays-News-3-130244-US-auto-sales-jump-20-percent-in-August).
Here in the U.S. Detroit's automakers Ford, GM, and Chrysler, reported double-digit increases due to their production of fuel-efficient vehicles.
With all these vehicles sold and tallied, Forbes has created a list of the most successful cars in 2012. Their formula for success includes 3 variables, total sales volume to date nationwide, consumer satisfaction ratings on brands compiled by American Customer Satisfaction Index, and overall grades for performance, reliability, safety, and value as by Consumer Reports, (The Most Successful Cars of 2012, Hannah Elliott, Forbes, http://www.forbes.com/sites/hannahelliott/2012/09/05/the-most-successful-cars-of-2012/). See the 12 most successful in 2012 listed below.
- BMW 1 Series
- BMW 3 Series
- Toyota Camry
- Toyota Corolla
- Toyota Prius
- Hyundai Sonata
- Hyundai Elantra
- Hyundai Genesis
- Lexus LS
- Volkswagen Jetta
- Mercedes-Benz E Class
- Mercedes-Benz C Class
(The Most Successful Cars of 2012, Hannah Elliott, Forbes).
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August 31st, 2012 at 12:34 pm    
Whether you'll be the one driving kids to school, your kids, now teens, will be driving themselves to school, or even if you're not a parent, the school season is upon us which means buses will be back out in full force and more traffic on the morning commute. Keep youself and others safe this school season by following these road safety tips.
School buses
- Flashing Yellow Lights. When you're approaching a school bus that has flashing yellow lights it is to alert drivers on the road that it preparing to stop to either pick-up or drop of children. Drivers are to proceed with caution.
- Flashing Red Lights. A bus using flashing red lights to alert drivers that the bus has stopped and is letting children on or off the bus. Drivers are to STOP. Once the flashing lights are turned off and the bus begins to proceed, it is then ok for drivers to proceed as well. If a driver violates this law there can be serious consequences, such as a traffic fee or even 100 hours of community service to be served at the school. Please see the full version of the law below:
- 257.682 Stopping for school bus displaying flashing red lights; exception; violation as civil infraction; meeting stopped school bus on divided highway; evidence; community service.
- Sec. 682. (1) The driver of a vehicle overtaking or meeting a school bus which has stopped and is displaying 2 alternately flashing red lights located at the same level shall bring the vehicle to a full stop not less than 20 feet from the school bus and shall not proceed until the school bus resumes motion or the visual signals are no longer actuated. At an intersection where traffic is controlled by an officer or a traffic stop-and-go signal a vehicle need not be brought to a full stop before passing a stopped school bus, but may proceed past the school bus at a speed not greater than is reasonable and proper but not greater than 10 miles an hour and with due caution for the safety of passengers being received or discharged from the school bus. The driver of a vehicle who fails to stop for a school bus as required by this subsection, who passes a school bus in violation of this subsection, or who fails to stop for a school bus in violation of an ordinance that complies with this subsection, is responsible for a civil infraction. (2) The driver of a vehicle upon a highway which has been divided into 2 roadways by leaving an intervening space, or by a physical barrier, or clearly indicated dividing sections so constructed as to impede vehicular traffic, need not stop upon meeting a school bus which has stopped across the dividing space, barrier, or section. (3) In a proceeding for a violation of subsection (1), proof that the particular vehicle described in the citation was in violation of subsection (1), together with proof that the defendant named in the citation was, at the time of the violation, the registered owner of the vehicle, shall constitute in evidence a presumption that the registered owner of the vehicle was the driver of the vehicle at the time of the violation. (4) In addition to the civil fine and costs provided for a civil infraction under section 907, the judge, district court referee, or district court magistrate may order a person who violates this section to perform not to exceed 100 hours of community service at a school.
- Make sure to not block crosswalks. They are there to allow pedestrians a safe route when crossing traffic.
- Obey school speed limit zones. Children may not stay in the designated crosswalks, so it's important to be at the appropriate speed to give you enough time to react should a child dart in front of your car.
(National Safety Council, Itasca, IL., Back to School: Safety tips for motorists.
http://www.nsc.org/safety_home/SafetyObservances/Documents/
Back%20to%20School/Back%20to%20School%20Safety%20Tips%20for%20Motorists.pdf).
If you have children
- Talk to them about traveling to and from school safely. Stress the importance of using the crosswalks and sidewalks.
- When traveling with children in the car make sure they are all belted in appropriately. The National Highway Traffic Safety Administration recommends for babies infant-only or rear-facing convertible seats with harness straps at or below the shoulder. Children over one year and between 20-40 lbs should ride in a convertible/forward facing seat with harnesses at or above the shoulders. Children ages eight and older should be in forward-facing booster seats with the seat belt fitting low and tight across the lap or at the upper tight and chest.
(Jiffy Lube, Safety Tips for Back to School, http://www.jiffylubeca.com/safety_tips_back_to_school.php).
Teen drivers
- Set restrictions on the number of passengers allowed in the car at one time. According to the Insurance Institute for Highway Safety, just one passenger increases a teen's chance of an accident by 48%.
- No cell phones! The National Safety Council reports that 23% of all accidents a year involve distraction from a cell phone.
- Seat belts are not optional. Buckling up can reduce the risk of accident related injuries by 50% according to the National Highway Traffic Safety Administration.
(National Safety Council, Itasca, IL.
Teen Driving Safety: Graduate Driver Licensing saves lives.
http://www.nsc.org/safety_home/SafetyObservances/Documents/Back%20to%20School/Teen%20Driving.pdf).
Following these simple tips will keep you, your kids, and others safe this school season.
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August 24th, 2012 at 2:43 pm    
As Ken Czubay stated to the New York Times, “fuel economy continues to be a top consumer purchase driver across the lineup,” and don't we all know it. With gas pricing sky rocketing the soon-to-come announcement on the new mileage standards may bring consumers a sigh of relief. The new standard will be set to have a passenger car or truck with an average 54.5 miles per gallon (mpg) by 2025.
Automakers are not sitting back until then; they have already begun to focus even more on their vehicles' fuel efficiency. Ford has invested $135 million into their design and production of their hybrid vehicles in-house. 300 new workers will be hired on at Honda on the production of the Civic and Volkswagen has added a third shift at their Chattanooga plant to advance the manufacturing of its Passat, (Auto Industry And U.S. Economy Will Benefit Under New Mileage Standards, Mindy Lubber, Forbes, http://www.forbes.com/sites/mindylubber/2012/08/23/auto-industry-and-u-s-economy-will-benefit-under-new-mileage-standards/).
What auto industry professionals and economists are realizing is that the 54.5mph standard is going to be a “win-win-win” for the U.S. Employment and sales will be at a huge high as automakers hire on more bodies to produce these new fuel-efficient vehicles. An independent analyst Management Information Systems Inc. reported in its More Jobs Per Gallon that this new mileage standard would create nearly 700,000 new jobs through the U.S. and over 63,000 in the auto industry, (Auto Industry And U.S. Economy Will Benefit Under New Mileage Standards, Mindy Lubber, Forbes). Lastly, consumers will be spending the money saved on fuel on a vast number other of products and services, even further boosting the economy.
After the huge hit the auto industry took in 2008, it appears it could be the one to lead us into a brighter economy.
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August 16th, 2012 at 12:09 pm    
The Insurance Institute of Highway Safety is always striving to test and rate car safety to protect drivers on the road and their newly developed test will further that mission. However, it seems that the top luxury brands are not passing the new test with flying colors.
Ideas for the test came from years of analyzing front end vehicle crashes, which 10,000 people die in a year in the U.S. The new test crashes the front end of the vehicle, about 25% of it, into a 5-foot long barrier while going 40 mph. This is meant to simulate the impact a driver would incur if struck by another car or ran into tree. The results illustrate that the side airbags of the car which are triggered by direct T-bone accidents and not off center frontal, potentially may not activate in time or expand enough to protect those in the vehicle, (Luxury cars do poorly in new crash tests, Dee-Ann Durbin, Associated Press, Detroit Free Press, http://www.freep.com/article/20120814/BUSINESS01/120814016/Luxury-cars-do-poorly-in-new-crash-tests).
Eleven 2012 models thus far have underwent this new testing, with only three coming out with good or acceptable results, which are the Acura TL, Volvo S60 and the Infiniti G. Of the other eight, half received moderate ratings and the other half poor. The vehicles that received moderate included Acura TSX, BMW 3 Series, Lincoln MKZ, and Volkswagen CC, those with poor were the Audi A4, Lexus ES 350, Mercedes C-Class, and the Lexus IS 250.
To give you an idea of what constitutes as poor test results the BMW, Volkswagen and Mercedes seat belts all spooled too much therefore resulting in the test dummies smashing into hard interiors. On the Volkswagen the door itself completely clipped off, (Luxury cars do poorly in new crash tests, Dee-Ann Durbin, Associated Press, Detroit Free Press).
The auto industry always looks to the Insurance Institute of Highway Safety tests and results when developing new models as they set the standard for vehicle safety. The institute will be changing its measurements of safety for its top picks to reflect that of the new test.
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August 10th, 2012 at 3:57 pm    
Driving someone else's vehicle without direct permission may not seem like a big deal, however if that quick ride results in an accident it could become a big problem. Recently the Michigan Supreme Court ruled in favor of the insurance companies on two different cases where the drivers got in an accident while driving a vehicle without permission of the owner.
In Kent County a man without a driver's license convinced his girlfriend who was driving his father's car to allow him behind the steering wheel which ended up in a collision. In Ottawa County a man who was no longer covered under his wife's insurance drove her car resulting in an accident, (Insurers win Supreme Court case over rogue drivers, Associated Press, Detroit Free Press, http://www.freep.com/article/20120731/BUSINESS06/120731084/Insurers-win-Supreme-Court-case-over-rogue-drivers?odyssey=mod|newswell|text|Michigan%20news|s).
In both cases the Supreme Court overruled the decisions that were made by the state appeals court which declared they would have been eligible for insurance benefits.
So what does this mean for you? If permission is questionable, don't drive it! It's not worth the risk of becoming injured in an accident and those injuries not being covered by insurance.
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July 26th, 2012 at 4:15 pm    
As Michigan's weather heats up so does car theft! To combat it? More H.E.A.T!
H.E.A.T. which stands for Help Eliminate Auto Thefts, is a Michigan statewide program formed for the prevention of vehicle theft. The hotter months are known for being car theft season as reported by the FBI. To give you an idea back in 2010 a car was stolen every 42.8 seconds, that's 737,000 cars which added up to $4.5 billion lost! (H.E.A.T. Keeps Drivers Safe from Car Thieves This Summer, Press Release, The Wall Street Journal, http://www.marketwatch.com/story/heat-keeps-drivers-safe-from-car-thieves-this-summer-2012-07-26)
H.E.A.T. offers some reminder tips to motorist to keep them and their vehicles safe.
- Always lock your car when unattended. Set alarms or any other anti-theft devices.
- Invest in locking lug nuts, easy-to-steal tires and rims are a huge target for thieves.
- Park your car in the garage whenever you can.
- Take with you or hide all personal belongings and valuables.
- No car is worth your life, so in the event of a carjacking give them the keys. Most times a carjacking will involve a weapon, it's not worth the risk.
H.E.A.T. is partnered with Michigan law enforcement agencies to take action on tips. All calls regarding a tip may be reported as confidential and there are rewards for those who call in.
- $1,000 if the tips leads to the arrest and prosecution of a suspected car thief or person suspected of auto-theft related insurance fraud or identity theft.
- $2,000 for information leading to the issuance of a warrant for a carjacking suspect.
- $10,000 if it results in an arrest and binding over for trial of suspected theft ring or chop shop operators. (H.E.A.T. Keeps Drivers Safe from Car Thieves This Summer, Press Release, The Wall Street Journal)
Their number is 1-800-242-HEAT, or follow them on Facebook and Twitter at @1800242HEAT.
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July 17th, 2012 at 11:20 am    
Shopping for new auto insurance in Michigan? Recent statistics released by the Michigan Office of Financial and Insurance Regulation display the best and worst rated companies by policy holders in 2011.
Complaints most often filed where holders unhappy with how an insurer handled their claim, communication problems in general, or pricing. The basic way Michigan regulators calculate these statistics is by the insurance company's total number of complaints divided by the amount of premiums they placed that year. For example, the best rated in 2011 was Farm Bureau Mutual, with $71.5 million worth of premiums and only one complaint, their ratio is 0.01, (New Stats Show Best and Worst Michigan Insurance Companies, Ben Zitney, Online Auto Insurance News Team, http://news.onlineautoinsurance.com/companies/michigan-car-insurance-stats-97735).
Listed below are the five best and worst rated Michigan insurance companies calculated using the above formula:
BEST
1. Farm Bureau Mutual
2. Meemic
3. Safeco
4. Westfield
5. Metropolitan Group
WORST
1. Patriot General
2. Depositions
3. Dairyland
4. American Family
5. American Modern
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