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Are Passengers and Pedestrians Entitled to PIP?
October 28th, 2010 at 2:48 pm   starstarstarstarstar      

YES!  Passengers and pedestrians are most always entitled to no-fault benefits.

 Often no-fault benefits in Michigan do not have to be paid to an injured victim because of an exclusion in Michigan no-fault law.  The one that I see most often is; a driver and owner of an uninsured vehicle, and this includes motorcycles, is not entitled to no-fault benefits. The reason is they had a duty to insure their vehicle and because they did not they are penalized and not entitled to benefits.  It is good to know that if a passenger or a pedestrian is hit by a car or is in a motor vehicle accident they will be entitled to no-fault benefits which includes life-long medical bills paid for the injuries that arose out of the crash. 

Passengers and pedestrians are entitled to PIP benefits even if the vehicle they are in is uninsured as long as: (1) there are no exclusions that apply and (2) the accidental injuries "arise out of the ownership, operation, use or maintenance of a "motor vehicle."

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